Don't Trust the Insurance Adjustor Assigned to Your Dallas Personal Injury Claim

Don't Trust the Insurance Adjustor Assigned to Your Dallas Personal Injury Claim

As a Dallas personal injury lawyer, we've helped people who have been injured in car wrecks, collisions involving 18-wheeler trucks, crashes caused by a vehicle defect and construction site accidents to name just a few. A lot of the time, people are very hesitant to hire an attorney. Many times, the accident victim believes they can handle their claim for compensation alone, the same as they would a property damage claim after a fender bender, or a hail damage claim on their home insurance. Unfortunately, dealing with the at-fault driver's insurance company regarding a bodily injury claim is going to be extremely difficult without the aid of an experienced attorney.

Insurance companies are in business to make money. The more claims they have to pay, or the larger the settlements they have to pay out, the less profit they make. Their insurance adjustors are well-trained to deny, refuse and reject perfectly legitimate insurance claims when one of their clients is responsible. Believe it or not, insurance adjustors actually get paid significant bonuses each time they manage to settle a claim for less than it was worth. So not only is it their job to make sure you don't get the full and fair compensation you deserve, but they also have a personal financial motivation to treating you unfairly too.

A lot of times, the insurance adjustor will attempt to trick you into making a mistake that can seriously damage your chance of recovering the money you need and are owed according to Texas state law. Remember that you are dealing with a professional who does this for a living. They know that you have probably never been in an accident or had to make a personal injury claim before, so they know the advantage is all theirs.

For example, it might seem reasonable to you that the insurance adjustor ask you to sign some paperwork regarding your claim, but in truth there should be no need for you to sign anything until your claim has been resolved. If you are asked to sign something, it is always worth taking it to a lawyer to check it over for you first. Chances are that the form they want you to sign is a statement agreeing to waive all your legal rights.

Often, the insurance adjustor will ask you to give a recorded statement explaining your account of the accident, or to provide copies of your medical records to the liable insurance company. On the surface, both requests seem reasonable enough, but in reality they're ploys designed to harm your claim. The recorded statement is an excuse for them to twist your words out of context or to ask leading questions which will make it sound like you were at fault. As for the medical records request, what they're actually asking for is your entire medical history‚ not just the details surrounding the relevant injury. The reason for this is so they can try to blame your current injuries on a previous ailment you've experienced in the past.

Don't go into battle without the legal help you need. If you have been injured in a Dallas truck wreck or Dallas car wreck, call the Dallas personal injury lawyers at Guajardo & Marks, LLP toll free at 877-290-1382 for a FREE consultation.